# Mortgage Products

Tekamar Mortgage Fund's alternative lending products for borrowers across British
Columbia (outside Vancouver and the Fraser Valley). Each product below links to a
plain-markdown detail page with LTV limits, credit requirements, and the communities
where it is available.

## [Equity Lending / Refinance](/mortgage_products/equity-lending.md)

- **Max LTV:** 75%
- **Min credit score:** 550
- **Max mortgage:** $1,000,000.00

Plenty of equity, but just not quite enough income to support your client's mortgage needs? No worries. If it makes sense, we'll review it.

## [Variable Income](/mortgage_products/variable-income.md)

- **Max LTV:** 75%
- **Min credit score:** 600
- **Max mortgage:** $750,000.00

Your clients make the money, but just can't quite show it to meet B20 lending guidelines? Self employed but not claiming it personally? No worries. We're not quite as stickler about their Line 15000.

## [Bridge Financing](/mortgage_products/bridge-financing.md)

- **Max LTV:** 75%
- **Min credit score:** 650
- **Max mortgage:** $1,200,000.00

Buying a house on the first but need the money two weeks beforehand? Sale on existing home collapsed at the last moment? Just want to know they can move before selling? We can help with that.

## [Credit Repair and Debt Consolidation](/mortgage_products/credit-repair-and-debt-consolidation.md)

- **Max LTV:** 70%
- **Min credit score:** 500
- **Max mortgage:** $750,000.00

Bad luck (or poor choices) can happen to anyone. We get it. That doesn't mean your clients shouldn't have a home. If there's a plan to fix it, we're happy to consider lending - regardless of the FICO score.

## [Purchases](/mortgage_products/purchases.md)

- **Max LTV:** 75%
- **Min credit score:** 620
- **Max mortgage:** $1,000,000.00

Standard purchase financing for properties in rural BC. Quick approvals and common-sense underwriting for your straightforward purchase deals.

## [Bare Land and Unique Properties](/mortgage_products/bare-land-or-odd-properties.md)

- **Max LTV:** 65%
- **Min credit score:** 620
- **Max mortgage:** $600,000.00

Private island with no ferry access? Some unserviced bare land just outside of Kelowna? If the LTV matches the risk of the days on market, we have no issues with putting a mortgage on just dirt.


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*Plain-markdown copy for LLM/agent use. Canonical page: https://www.bridgefort.ca/mortgage_products*
- [Current rates](/interest_rates.md)
- [Where we lend](/communities.md)
- [Site index for LLMs](/llms.md)